(Konditionsdifferenzdeckung)
fahrlässiger Obliegenheitsverletzung
Wegen
Gesamtfassungsvermögen max 1.000l/kg
Gesamtfassungsvermögen max 1.000l/kg
des GDV
Beratungsprozesse
12 Monate sind)
Allgemeine Gleichbehandlungsgesetz (AGG)
|
|
Suchfeld für markierte Leistungen | |||||||||
| … | ||||||||||
| Produkt | NV HuGPremiumPlus 2.0 | NV HuGPremium 2.0 | ||||||||
| Versicherungssummen f. Pers., Sach- und Vermögensschäden | Jahresbeitrag (netto) | Jahresbeitrag (netto) | ||||||||
| > | ||||||||||
| > | Einfamilienhaus | |||||||||
| > | 5. Mio. Euro | 47 € | 32 € | |||||||
| > | 15. Mio. Euro | 52 € | 37 € | |||||||
| > | 50. Mio. Euro | 59 € | 44 € | |||||||
| > | Mehrfamilienhaus (bis max. 50 Wohneinheiten und/oder 3000 qm Gewerbefläche) | |||||||||
| > | 5. Mio. Euro | 47 € * + 5 € | 32 € * + 5 € | |||||||
| > | 15. Mio. Euro | 52 € * + 5,50 € | 37 € * + 5.50 € | |||||||
| > | 50. Mio. Euro | 59 € * + 8 € | 44 € * + 8 € | |||||||
| > | Unbebautes Grundstück bis 1.500 qm | |||||||||
| > | 5. Mio. Euro | 35 € | 20 € | |||||||
| > | 15. Mio. Euro | 40 € | 25 € | |||||||
| > | 50. Mio. Euro | 47 € | 32 € | |||||||
| > | Unbebautes Grundstück bis 10.000 qm | |||||||||
| > | 5. Mio. Euro | 45 € | 30 € | |||||||
| > | 15. Mio. Euro | 55 € | 40 € | |||||||
| > | 50. Mio. Euro | 67 € | 52 € | |||||||
| > | Nachlässe | |||||||||
| > | Ausschluss der Best-Leistungs-Garantie und Besitzstands-Garantie | -5% auf den Tarifbeitrag | - | |||||||
| > | ||||||||||
| > | Die Produkte im Vergleich | |||||||||
| > | NV Best-Leistungs-Garantie | ja | - | |||||||
| > | Pro-Aktive Schadenregulierung | ja | - | |||||||
| > | NV Besitzstands-Garantie | ja | - | |||||||
| > | NV
Lückenlos-Garantie (Konditionsdifferenzdeckung) |
ja | - | |||||||
| > | Reine Vermögensschäden | ja | ja | |||||||
| > | Bauherrenhaftpflicht (Bestandsbauten) | bis 500.000 Euro | bis 50.000 Euro | |||||||
| > | Allmählichkeitsschäden | ja | ja | |||||||
| > | Keine
Leistungsbeschränkung bei grob fahrlässiger Obliegenheitsverletzung |
ja | - | |||||||
| > | Forderungsausfall für Sachschäden (inkl. Mietsachschäden) | ab 1 € | ab 1.000 € | |||||||
| > | Häusliche Abwässer | ja | ja | |||||||
| > | Kraftfahrzeuge bis max. 6 km/h | ja | ja | |||||||
| > | Kraftfahrzeuge
über 6 km/h auf nicht öffentlichen Wegen |
ja | ja | |||||||
| > | Selbstfahrende Arbeitsmaschinen bis max. 20 km/h | ja | ja | |||||||
| > | Photovoltaikanlagen bis 15 kWp | ja | ja | |||||||
| > | Vertraglich übernommene Haftpflicht (Streupflicht) | ja | ja | |||||||
| > | Wohneigentümergemeinschaftsklausel | ja | ja | |||||||
| Gewässerschäden-Restrisiko | ja | ja | ||||||||
| > | Heizöltank | bis 20.000 l | - | |||||||
| > | Gewässerschäden aus Kleingebinden | 50l/kg
je Einzelgebinde, Gesamtfassungsvermögen max 1.000l/kg |
50l/kg
je Einzelgebinde, Gesamtfassungsvermögen max 1.000l/kg |
|||||||
| > | Beitragsbefreiung bei Arbeitslosigkeit | ja | - | |||||||
| > | Leistungsgarantie
gegenüber den Musterbedingungen des GDV |
ja | ja | |||||||
| > | Einhaltung des
Mindeststandards des Arbeitskreises Beratungsprozesse |
ja | ja | |||||||
| > | Mehrkosten durch Ausfall des Hausmeisters | bis 2.500 € | - | |||||||
| > | Neuwertentschädigung
(für Sachen, die nicht älter als 12 Monate sind) |
bis 2.500 € | - | |||||||
| > | Abhandenkommen von Schlüsseln | bis 50.000 € | ||||||||
| > | Haftpflicht aus Gebäudezubehör (Aufzug, Heizung usw.) | ja | ja | |||||||
| > | Nachbarrechtliche Ansprüche | ja | ja | |||||||
| > | Schadenersatzansprüche
aus Verstößen gegen das Allgemeine Gleichbehandlungsgesetz (AGG) |
bis 50.000 € | x | |||||||
| > | Versehensklausel | ja | ja | |||||||
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